| Accident Insurance
They’re called accidents for a reason. You usually can’t anticipate or control how, why or when they’ll happen. But you can prepare for the aftermath of an accident by making sure you have adequate insurance coverage.
Supplemental accident insurance can provide benefits that your regular health or disability insurance doesn’t. Depending on your policy’s coverage, accident insurance can help make up for lost income, pay your bills and protect your savings.
What is accident insurance?
One out of 4 of us will receive an injury as a result of an accident*. Not only could an accident cause serious problems for you physically, but it could also threaten you financially. Accident insurance provides benefits that can help protect your savings and financial stability.
Accident insurance is a type of supplemental insurance, used to fill gaps left by your other policies. Your benefits may be used to cover some of the things your health insurance doesn’t, such as transportation costs, over-the-counter medications and childcare.
Accident insurance benefits
To See a Larger View of the Benefits -
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Rates in Most States:
Monthly Rates
Individual
Level 1: $17.30
Level 2: $26.80
Individual + Spouse
Level 1: $23.20
Level 2: $36.00
Individual + Children
Level 1: $23.60
Level 2: $36.60
Family
Level 1: $31.20
Level 2: $48.40
NO DEDUCTIBLES - ALL BENEFITS PAID DIRECTLY TO YOU
REGARDLESS OF OTHER COVERAGE

*Benefits and pricing may vary by state. Not available
in every state
Do you need it?
You may not need accident insurance if you already have comprehensive health and disability coverage and adequate financial resources to pay for accident related injuries. However, you should consider purchasing accident insurance if:
- You can’t afford the extra bills
associated with an
injury.
- You can’t afford time away from
work and may not have enough in savings to keep up with
mortgage, credit card, utilities and car related
bills.
- Your savings are earmarked for
long-term
goals.
- You want coverage that’s not tied
to an
employer.
- You are your family’s sole wage
earner.
- You don’t have any form of disability coverage.
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